{"id":19571,"date":"2026-04-07T12:01:23","date_gmt":"2026-04-07T12:01:23","guid":{"rendered":"https:\/\/bitsacard.com\/blog?p=19571"},"modified":"2026-04-07T12:01:23","modified_gmt":"2026-04-07T12:01:23","slug":"39-of-spaniards-with-crypto-already-use-it-to-pay","status":"publish","type":"post","link":"https:\/\/bitsacard.com\/blog\/en\/39-of-spaniards-with-crypto-already-use-it-to-pay","title":{"rendered":"39% of Spaniards with crypto already use it to pay"},"content":{"rendered":"

The digital asset ecosystem in Spain has reached a turning point. According to the most recent data from the Bank of Spain, the adoption of crypto-assets in the country has not only grown in volume, but has transformed its nature. A fundamental precision to understand this phenomenon is that the use of these assets is no longer the exclusive territory of speculation: 39% of Spaniards who own cryptocurrencies already effectively use them as a means of payment.<\/p>\n

This data reveals that, among the population that has already taken the step of acquiring digital assets, practical utility is beginning to equate to long-term investment strategy.<\/p>\n

Spaniards start to spend their crypto, not just keep it<\/h2>\n

For years, the predominant behavior in the sector was HODL (holding the asset waiting for its revaluation). However, the 2026 figures consolidate a change in habit. The proportion of consumers in Spain who own crypto-assets has gone from 4% to 9% in just two years, aligning with the Eurozone average. To delve into this evolution, the Bank of Spain’s Economic Bulletin<\/a> details how the investor profile has diversified.<\/p>\n

\"bitsa_daily_crypto_usage_payments\"<\/p>\n

What is truly relevant is the segmentation of that group: 57% maintain an exclusively investment vision, while 19% use their assets only to make payments and another 20% combine both facets. This maturation of the market allows the use of cryptocurrencies in Spain to be a tangible reality in retail consumption today.<\/p>\n

Paying with cryptocurrencies begins to be part of everyday life<\/h2>\n

The normalization of payment with digital assets responds to a search for financial autonomy. For the user who is already familiar with the blockchain environment, how to pay with cryptocurrencies stops being a technical doubt to become a decision of convenience. This change in mentality is reflected in the increase in spending with crypto cards<\/a>, where it is observed that the user integrates these assets into their subscriptions, online purchases, and payments in physical stores.<\/p>\n

Which profile appears most frequently among those who already use crypto<\/h3>\n

The profile of the user in Spain is concentrated in young people, with a higher educational level and solid financial knowledge. This profile tends to be more risk-tolerant and already operates in traditional markets.<\/p>\n

\"bitsa_crypto_adoption_spain_stats\"<\/p>\n

How to pay with cryptocurrencies<\/h2>\n

For a digital asset to be useful in daily life, it must overcome the barrier of acceptability. Many users find themselves with the need to change euros to crypto to save, or vice versa, to be able to face expenses in establishments that do not accept direct \u201con-chain\u201d payments.<\/p>\n

This is where tools like Bitsa simplify the process, allowing cryptocurrencies as a means of payment to function without friction. In this sense, it is very useful to consult the complete guide on crypto prepaid cards<\/a>, which explains step by step how to convert that digital balance into real and immediate purchasing power.<\/p>\n

Why is a crypto prepaid card the best option?<\/h2>\n

Given the growing demand for real use, the crypto prepaid card has emerged as the definitive bridge. The operation is organic: the user recharges their card using their cryptocurrency balance and the balance remains available in euros to be used in any POS or online store in the world. In addition to immediate liquidity, this system offers an extra layer of security by limiting the risk to the loaded balance.<\/p>\n

\"bitsa_crypto_card_payments\"<\/p>\n

This model is what allows that 39% of users to operate normally. For those who lead a mobile lifestyle, there are specific solutions such as prepaid cards for digital nomads<\/a>, which facilitate the management of funds in different currencies. Finally, for an institutional vision on the transparency of these assets, the CNMV offers resources on MiCA and the regulation of crypto-assets<\/a> in the European space.<\/p>\n

Conclusion<\/h2>\n

The Spanish digital asset market has left behind its purely speculative phase. When almost four out of ten users already use their funds for daily transactions, it is clear that real utility is the engine of the sector’s maturity. The future of finance in Spain passes through solutions that eliminate friction between the crypto and fiat world, allowing the user’s freedom of choice to translate into a real, safe, and everyday payment tool.<\/p>\n","protected":false},"excerpt":{"rendered":"

Having crypto is no longer synonymous with holding it. More and more Spaniards are using it to pay, and Bitsa is the easiest way to do so.<\/p>\n","protected":false},"author":27,"featured_media":19972,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[264],"tags":[],"class_list":["post-19571","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance-en"],"_links":{"self":[{"href":"https:\/\/bitsacard.com\/blog\/en\/wp-json\/wp\/v2\/posts\/19571","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bitsacard.com\/blog\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bitsacard.com\/blog\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bitsacard.com\/blog\/en\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/bitsacard.com\/blog\/en\/wp-json\/wp\/v2\/comments?post=19571"}],"version-history":[{"count":3,"href":"https:\/\/bitsacard.com\/blog\/en\/wp-json\/wp\/v2\/posts\/19571\/revisions"}],"predecessor-version":[{"id":19977,"href":"https:\/\/bitsacard.com\/blog\/en\/wp-json\/wp\/v2\/posts\/19571\/revisions\/19977"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bitsacard.com\/blog\/en\/wp-json\/wp\/v2\/media\/19972"}],"wp:attachment":[{"href":"https:\/\/bitsacard.com\/blog\/en\/wp-json\/wp\/v2\/media?parent=19571"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bitsacard.com\/blog\/en\/wp-json\/wp\/v2\/categories?post=19571"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bitsacard.com\/blog\/en\/wp-json\/wp\/v2\/tags?post=19571"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}