{"id":21368,"date":"2026-06-16T10:29:54","date_gmt":"2026-06-16T10:29:54","guid":{"rendered":"https:\/\/bitsacard.com\/blog?p=21368"},"modified":"2026-06-16T10:29:54","modified_gmt":"2026-06-16T10:29:54","slug":"how-to-convert-crypto-euros","status":"publish","type":"post","link":"https:\/\/bitsacard.com\/blog\/en\/how-to-convert-crypto-euros","title":{"rendered":"How to convert crypto to euros and spend it wherever you want"},"content":{"rendered":"<p>The <a href=\"https:\/\/bitsacard.com\/en\/cryptocurrency-quote\">cryptocurrency<\/a> ecosystem is\u00a0<strong>vibrant and dynamic<\/strong>. One of the most frequent questions among all types of investors is how to transform those digital assets into\u00a0<strong>real money<\/strong>.<\/p>\n<p>Having cryptocurrencies in a wallet or on an exchange, and watching their value fluctuate, is only part of the game. The real challenge arises when it comes time to pay, and you look for a way to go from <strong>\u201cI have crypto\u201d<\/strong>\u00a0to\u00a0<strong>\u201cI can buy whatever I want.\u201d<\/strong>\u00a0It&#8217;s not an unusual doubt, in fact, the need to make the leap to a fiat currency like the euro is\u00a0<strong>completely natural<\/strong>, whether it&#8217;s to lock in profits, cover daily expenses or diversify your portfolio.<\/p>\n<p>Fortunately,\u00a0<strong>closing the gap<\/strong>\u00a0between the crypto universe and the traditional financial system is <a href=\"https:\/\/bitsacard.com\/blog\/en\/cryptocurrencies-for-beginners-a-complete-guide\">easier<\/a> and more accessible today than ever before. There are different methods to make this conversion, each with its own levels of\u00a0<strong>speed, cost and convenience<\/strong>.<\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter wp-image-21335 size-full\" src=\"https:\/\/bitsacard.com\/blog\/wp-content\/uploads\/2026\/06\/1-4.jpg\" alt=\"bitsa_prepaid_crypto_card\" width=\"612\" height=\"344\" srcset=\"https:\/\/bitsacard.com\/blog\/wp-content\/uploads\/2026\/06\/1-4.jpg 612w, https:\/\/bitsacard.com\/blog\/wp-content\/uploads\/2026\/06\/1-4-300x169.jpg 300w, https:\/\/bitsacard.com\/blog\/wp-content\/uploads\/2026\/06\/1-4-539x303.jpg 539w\" sizes=\"(max-width: 612px) 100vw, 612px\" \/><\/p>\n<h2><strong>Why convert crypto to euros?<\/strong><\/h2>\n<p>Although the digital environment is advancing rapidly, the\u00a0<strong>day-to-day economy remains largely traditional<\/strong>. The main reasons to make the leap from crypto to fiat include:<\/p>\n<ul>\n<li><strong>Universal use:<\/strong>The vast majority of physical stores and public services operate\u00a0<strong>exclusively in euros<\/strong>.<\/li>\n<li><strong>Daily stability:<\/strong>Allows you to set a\u00a0<strong>stable value<\/strong>\u00a0for everyday purchases, avoiding the volatility and constant price changes of assets like Bitcoin.<\/li>\n<li><strong>Realizing gains:<\/strong>It is the direct way to\u00a0<strong>lock in profits<\/strong>\u00a0obtained after a market rise and diversify your portfolio by reducing risks.<\/li>\n<li><strong>Banking connection:<\/strong>Facilitates access to traditional tools such as\u00a0<strong>current accounts, debit cards or loans<\/strong>.<\/li>\n<\/ul>\n<h3><strong>Key process factors: Costs, timing and taxation<\/strong><\/h3>\n<p>Making this conversion involves\u00a0<strong>selling the asset on the blockchain<\/strong>\u00a0to receive euros in an account or card at the current exchange rate. In this step, it is worth considering three factors:<\/p>\n<ul>\n<li><strong>Fees and processing times:<\/strong>Each method applies its own fees and processing times, which can be\u00a0<strong>instantaneous or take several days<\/strong>.<\/li>\n<li><strong>Tax aspect:<\/strong>In most jurisdictions,\u00a0<strong>converting cryptocurrencies to euros triggers a taxable event<\/strong>\u00a0if there are capital gains, so it is advisable to monitor local regulations.<\/li>\n<li><strong>Security:<\/strong>Using platforms with\u00a0<strong>high verification standards<\/strong>\u00a0is essential to ensure that funds reach their destination without mishaps.<\/li>\n<\/ul>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-21339 size-full\" src=\"https:\/\/bitsacard.com\/blog\/wp-content\/uploads\/2026\/06\/2-4-scaled.jpg\" alt=\"bitsa_exchange_crypto_sale\" width=\"2560\" height=\"1440\" srcset=\"https:\/\/bitsacard.com\/blog\/wp-content\/uploads\/2026\/06\/2-4-scaled.jpg 2560w, https:\/\/bitsacard.com\/blog\/wp-content\/uploads\/2026\/06\/2-4-300x169.jpg 300w, https:\/\/bitsacard.com\/blog\/wp-content\/uploads\/2026\/06\/2-4-1024x576.jpg 1024w, https:\/\/bitsacard.com\/blog\/wp-content\/uploads\/2026\/06\/2-4-768x432.jpg 768w, https:\/\/bitsacard.com\/blog\/wp-content\/uploads\/2026\/06\/2-4-1536x864.jpg 1536w, https:\/\/bitsacard.com\/blog\/wp-content\/uploads\/2026\/06\/2-4-2048x1152.jpg 2048w, https:\/\/bitsacard.com\/blog\/wp-content\/uploads\/2026\/06\/2-4-700x394.jpg 700w, https:\/\/bitsacard.com\/blog\/wp-content\/uploads\/2026\/06\/2-4-539x303.jpg 539w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/p>\n<h2><strong>Method 1 \u2014 Convert on a crypto exchange<\/strong><\/h2>\n<p>Exchanges are online platforms specialized in the\u00a0<strong>purchase, sale and exchange of digital assets<\/strong>. They represent the most classic way to transform cryptocurrencies into fiat money and send it directly to the\u00a0<strong>traditional banking circuit<\/strong>.<\/p>\n<ul>\n<li><strong>The process:<\/strong>The user sells their cryptocurrencies on the platform for euros and then requests a transfer (usually\u00a0<strong>SEPA<\/strong>) to their bank account.<\/li>\n<\/ul>\n<table style=\"height: 246px;\" width=\"785\">\n<thead>\n<tr>\n<td>\n<p style=\"text-align: center;\"><strong>Advantages<\/strong><\/p>\n<\/td>\n<td>\n<p style=\"text-align: center;\"><strong>Disadvantages<\/strong><\/p>\n<\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>Price control:<\/strong>\u00a0Allows you to decide the exact moment of sale or set specific prices.<\/td>\n<td><strong>Waiting times:<\/strong>\u00a0Bank transfers can take\u00a0<strong>from a few hours to several business days<\/strong>.<\/td>\n<\/tr>\n<tr>\n<td><strong>Variety of assets:<\/strong>\u00a0They support a\u00a0<strong>huge number of cryptocurrencies and altcoins<\/strong>\u00a0for conversion.<\/td>\n<td><strong>Operational costs:<\/strong>\u00a0They may apply fees for the\u00a0<strong>sale operation and for fund withdrawal<\/strong>.<\/td>\n<\/tr>\n<tr>\n<td><strong>Fees:<\/strong>\u00a0They usually offer the\u00a0<strong>tightest exchange rates<\/strong>\u00a0on the market.<\/td>\n<td><strong>Bank traceability:<\/strong>\u00a0Movements are\u00a0<strong>totally visible<\/strong>\u00a0to the banking entity and tax authorities.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>The use of these platforms requires compliance with strict security regulations, which includes mandatory\u00a0<strong>identity verification (<\/strong><a href=\"https:\/\/www.bbvaapimarket.com\/en\/api-world\/what-is-kyc-and-what-does-it-mean-in-the-customer-relationship\/\"><strong>KYC<\/strong><\/a><strong>)<\/strong>\u00a0processes before being able to withdraw funds.<\/p>\n<h2><strong>Method 2 \u2014 Use a prepaid card with crypto top-up<\/strong><\/h2>\n<p>For those seeking\u00a0<strong>maximum agility<\/strong>, prepaid cards with\u00a0<strong>crypto top-up<\/strong>\u00a0represent the fastest and most direct option on the market. This system\u00a0<strong>completely eliminates traditional banking intermediaries<\/strong>\u00a0when <a href=\"https:\/\/bitsacard.com\/blog\/en\/small-expenses-and-how-a-prepaid-card-can-help-you-tackle-them\">spending<\/a> funds.<\/p>\n<ul>\n<li><strong>The process:<\/strong>The user tops up the card by sending cryptocurrencies from their wallet to the service&#8217;s application. At that very instant, the <a href=\"https:\/\/www.elgrupoinformatico.com\/utilidades\/bitsacard\/\">platform\u00a0<\/a><strong>automatically converts the assets to euros<\/strong>, leaving the balance ready to be used at any time.<\/li>\n<\/ul>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-21347 size-full\" src=\"https:\/\/bitsacard.com\/blog\/wp-content\/uploads\/2026\/06\/4-4-scaled.jpg\" alt=\"bitsa_crypto_atm_cash\" width=\"2560\" height=\"1707\" srcset=\"https:\/\/bitsacard.com\/blog\/wp-content\/uploads\/2026\/06\/4-4-scaled.jpg 2560w, https:\/\/bitsacard.com\/blog\/wp-content\/uploads\/2026\/06\/4-4-300x200.jpg 300w, https:\/\/bitsacard.com\/blog\/wp-content\/uploads\/2026\/06\/4-4-1024x683.jpg 1024w, https:\/\/bitsacard.com\/blog\/wp-content\/uploads\/2026\/06\/4-4-768x512.jpg 768w, https:\/\/bitsacard.com\/blog\/wp-content\/uploads\/2026\/06\/4-4-1536x1024.jpg 1536w, https:\/\/bitsacard.com\/blog\/wp-content\/uploads\/2026\/06\/4-4-2048x1365.jpg 2048w, https:\/\/bitsacard.com\/blog\/wp-content\/uploads\/2026\/06\/4-4-700x467.jpg 700w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/p>\n<p><strong>Key advantages of this system<\/strong><\/p>\n<ul>\n<li><strong>No bank waiting:<\/strong>Allows you to have the money available\u00a0<strong>without going through the process of selling, requesting a transfer and waiting days<\/strong>\u00a0for it to reach the bank.<\/li>\n<li><strong>Immediate and universal availability:<\/strong>Once topped up with euros, it works\u00a0<strong>exactly like any conventional debit card<\/strong>.<\/li>\n<li><strong>Centralized management in an App:<\/strong>The entire flow is controlled from a\u00a0<strong>single place<\/strong>.<\/li>\n<li><strong>Spending and volatility control:<\/strong>By converting the digital balance to euros before purchase, the\u00a0<strong>value of the money is frozen<\/strong>, protecting the daily budget from\u00a0<strong>sudden fluctuations<\/strong>\u00a0in the crypto market.<\/li>\n<\/ul>\n<p>In this sector, financial solutions like\u00a0<a href=\"https:\/\/bitsacard.com\/en\"><strong>Bitsa<\/strong><\/a>\u00a0stand out, a platform designed specifically to\u00a0<strong>simplify this flow<\/strong>. With Bitsa, you don&#8217;t need a linked bank account to operate, just\u00a0<strong>make a top-up in crypto<\/strong>, see the balance reflected in euros within the application and start making\u00a0<strong>everyday purchases with total normality and autonomy<\/strong>.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-21351 size-full\" src=\"https:\/\/bitsacard.com\/blog\/wp-content\/uploads\/2026\/06\/5-3.jpg\" alt=\"bitsa_crypto_coffee_purchase\" width=\"700\" height=\"480\" srcset=\"https:\/\/bitsacard.com\/blog\/wp-content\/uploads\/2026\/06\/5-3.jpg 700w, https:\/\/bitsacard.com\/blog\/wp-content\/uploads\/2026\/06\/5-3-300x206.jpg 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/><\/p>\n<h2><strong>Method 3 \u2014 Crypto ATM (Automated Teller Machine)<\/strong><\/h2>\n<p>For those who prefer to interact with the\u00a0<strong>physical environment<\/strong>\u00a0and are looking for\u00a0<strong>cash<\/strong>, cryptocurrency ATMs are a direct option. These machines allow you to sell digital assets and receive\u00a0<strong>physical euros instantly<\/strong>, connecting the blockchain with\u00a0<strong>pocket money<\/strong>.<\/p>\n<ul>\n<li><strong>The process:<\/strong>The user selects the amount of euros they wish to withdraw, the ATM generates a\u00a0<strong>QR code<\/strong>\u00a0on its screen, and the user sends the cryptocurrencies from their mobile wallet to that address. Once the transaction receives the necessary\u00a0<strong>confirmations on the network<\/strong>, the machine dispenses the cash.<\/li>\n<\/ul>\n<table style=\"height: 191px;\" width=\"725\">\n<thead>\n<tr>\n<td>\n<p style=\"text-align: center;\"><strong>Advantages<\/strong><\/p>\n<\/td>\n<td>\n<p style=\"text-align: center;\"><strong>Disadvantages<\/strong><\/p>\n<\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>Immediate cash<\/strong><\/td>\n<td><strong>High commissions<\/strong><\/td>\n<\/tr>\n<tr>\n<td>Useful for\u00a0<strong>small amounts<\/strong>\u00a0in specific situations.<\/td>\n<td><strong>Reduced geographic availability:<\/strong>\u00a0They are not found in all cities.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><strong>Which cryptos can you convert to euros?<\/strong><\/h2>\n<p>The short answer is:\u00a0<strong>practically <\/strong><a href=\"https:\/\/coinmarketcap.com\/converter\/\"><strong>any<\/strong><\/a>, although the path varies depending on the asset. The market offers two large groups of cryptocurrencies to make the leap to the European currency:<\/p>\n<ul>\n<li><strong>Major Cryptocurrencies and Altcoins:<\/strong>High liquidity assets like\u00a0<a href=\"https:\/\/bitsacard.com\/blog\/en\/how-to-convert-bitcoin-to-euros-and-spend-it\"><strong>Bitcoin<\/strong><\/a><strong>, Ethereum or Solana<\/strong>. They are accepted directly on almost any exchange, ATM or prepaid card like Bitsa.<\/li>\n<li><strong>Stablecoins:<\/strong>Assets linked to the value of the dollar or the euro, such as\u00a0<strong>USDT, USDC or EURC<\/strong>. They are the favorite option for many users to\u00a0<strong>freeze the value of their funds<\/strong>\u00a0on the blockchain before finally withdrawing them into cash or card.<\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-21359 size-full\" src=\"https:\/\/bitsacard.com\/blog\/wp-content\/uploads\/2026\/06\/7-3.jpg\" alt=\"bitsa_instant_euro_conversion\" width=\"612\" height=\"245\" srcset=\"https:\/\/bitsacard.com\/blog\/wp-content\/uploads\/2026\/06\/7-3.jpg 612w, https:\/\/bitsacard.com\/blog\/wp-content\/uploads\/2026\/06\/7-3-300x120.jpg 300w\" sizes=\"(max-width: 612px) 100vw, 612px\" \/><\/p>\n<h2><strong>What to consider when converting crypto to euros<\/strong><\/h2>\n<p>Before choosing a method to make the leap from the digital environment to fiat money, evaluating certain key elements will help\u00a0<strong>maximize the value of funds<\/strong>\u00a0and\u00a0<strong>avoid unpleasant surprises<\/strong>.<\/p>\n<ul>\n<li><strong>Exchange rate at the time of conversion:<\/strong>It is essential to check the exact conversion rate that the chosen platform applies at the\u00a0<strong>precise moment of the operation<\/strong>.<\/li>\n<li><strong>Platform fees:<\/strong>It is advisable to compare\u00a0<strong>exchange fees, network commissions and fund withdrawal costs<\/strong>\u00a0to identify the most economical option.<\/li>\n<li><strong>Speed of balance availability:<\/strong>The time needed to have the euros available\u00a0<strong>varies drastically<\/strong>.<\/li>\n<li><strong>Security and reputation:<\/strong>Opting for\u00a0<strong>regulated platforms<\/strong>\u00a0with a solid history and robust security measures will reduce operational risks.<\/li>\n<li><strong>Geographic availability and support:<\/strong>Verifying that the service is\u00a0<strong>fully operational in the country of residence<\/strong>\u00a0and that it has efficient customer service will ensure a hassle-free experience.<\/li>\n<\/ul>\n<p>To conclude, transforming digital assets into fiat money is today a\u00a0<strong>simple, efficient process<\/strong>\u00a0within reach of any user if the right method is chosen.<\/p>\n<p>To make the best decision, it is essential to\u00a0<strong>calmly evaluate the key market factors<\/strong>, always remembering the importance of\u00a0<strong>prioritizing security and transparency<\/strong>\u00a0when choosing the platform to convert your cryptocurrencies.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-21363 size-full\" src=\"https:\/\/bitsacard.com\/blog\/wp-content\/uploads\/2026\/06\/8-1.jpg\" alt=\"bitsa_stablecoins_euro_conversion\" width=\"1131\" height=\"1280\" srcset=\"https:\/\/bitsacard.com\/blog\/wp-content\/uploads\/2026\/06\/8-1.jpg 1131w, https:\/\/bitsacard.com\/blog\/wp-content\/uploads\/2026\/06\/8-1-265x300.jpg 265w, https:\/\/bitsacard.com\/blog\/wp-content\/uploads\/2026\/06\/8-1-905x1024.jpg 905w, https:\/\/bitsacard.com\/blog\/wp-content\/uploads\/2026\/06\/8-1-768x869.jpg 768w, https:\/\/bitsacard.com\/blog\/wp-content\/uploads\/2026\/06\/8-1-700x792.jpg 700w\" sizes=\"(max-width: 1131px) 100vw, 1131px\" \/><\/p>\n<p>Enjoying the benefits accumulated in the real world is just a matter of\u00a0<strong>selecting the tool that best fits each investor&#8217;s pace of life<\/strong>.\u00a0<strong>Top up your Bitsa with crypto: the euros are ready to spend on the spot.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Do you have crypto and want euros to spend? Here are the ways to make that conversion and which one works best for daily spending.<\/p>\n","protected":false},"author":27,"featured_media":21709,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[264],"tags":[],"class_list":["post-21368","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance-en"],"_links":{"self":[{"href":"https:\/\/bitsacard.com\/blog\/en\/wp-json\/wp\/v2\/posts\/21368","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bitsacard.com\/blog\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bitsacard.com\/blog\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bitsacard.com\/blog\/en\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/bitsacard.com\/blog\/en\/wp-json\/wp\/v2\/comments?post=21368"}],"version-history":[{"count":4,"href":"https:\/\/bitsacard.com\/blog\/en\/wp-json\/wp\/v2\/posts\/21368\/revisions"}],"predecessor-version":[{"id":21714,"href":"https:\/\/bitsacard.com\/blog\/en\/wp-json\/wp\/v2\/posts\/21368\/revisions\/21714"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bitsacard.com\/blog\/en\/wp-json\/wp\/v2\/media\/21709"}],"wp:attachment":[{"href":"https:\/\/bitsacard.com\/blog\/en\/wp-json\/wp\/v2\/media?parent=21368"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bitsacard.com\/blog\/en\/wp-json\/wp\/v2\/categories?post=21368"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bitsacard.com\/blog\/en\/wp-json\/wp\/v2\/tags?post=21368"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}