Como escoger una tarjeta de debito en 2025

How to Get a Debit Card in 2025 Without the Bank Hassle 🏦

Posted at 09 Apr 13:29h in Bitsa, Finance, News by

In recent years, physical money has taken a back seat and that is a fact. Now, thanks to technology, we can use digital money. In this context, both credit and debit cards are necessary instruments.

Broadly speaking, a debit card is an instrument that allows us to directly access the funds we have in a specific bank account associated with it. This card can be either physical or digital, and when we pay with it, the amount is automatically deducted from the available balance.

A credit card is something different. This type of card allows us to make purchases on credit, that is, with money lent by the bank that we will have to repay later.

 

How to get a debit card?

Obtaining a debit card is generally a fairly simple process, as long as you meet certain basic requirements. These usually include:

  • Being over 18 years old. 
  • Presenting a valid identity document. 
  • Having a bank account to associate the card with. 
  • Presenting a current proof of address. 

If you are wondering if you could get this type of card without even leaving home… the answer is Yes. You can apply for a debit card online. Many banks and platforms allow you to apply for cards from their online platforms or apps. It is usually a very simple and quite fast process. Once the card has been approved, the entity can send it to you by mail or even assign you a virtual card.

 

How old do you have to be to get a debit card?

The issue of age is a delicate one, as you surely already know. Normally, to obtain any type of card you must be at least 18 years old. However, some entities like Bitsa have options for minors. This is Bitsa Young, which is specially designed for teenagers between 16 and 17 years old. It can be obtained by completing a few simple steps and, of course, with the authorization of a legal guardian. In this way, age is no longer a problem.

 

How to activate debit card?

The process of activating a credit card is very simple, although it may vary depending on the issuing bank. Normally, it is as easy as, once you have the card, calling the activation number and following the bank’s instructions or logging into your bank account and following the activation instructions.

However, activating a BitsaCard is even easier. You just have to:

  • Register in the app: You can download it from both the App Store or Google Play and create an account. 
  • Complete the KYC (Know Your Customer) to verify your identity with a very simple process. 
  • Enter the details of the card to be activated.

That’s it! Your BitsaCard will be activated in a matter of minutes.

 

BitsaCard: a modern alternative to traditional bank cards

 

In a world full of traditional banking services, we know you are looking for something more innovative and flexible. For that reason, we want you to know about BitsaCard. This card offers not one, but three plans aimed at all styles, so you can choose the one that best suits you.

 

🟢 Free Plan

The free plan of BitsaCard is ideal for those looking for a basic solution without monthly costs. With this plan, you can have:

 

  • 2 Cards with shared balance (1 plastic and 1 virtual) 
  • Maximum balance: €2,500 
  • Purchase limit: €1,500 Reloads: €500/day (€1,000/month and €2,500/year) 
  • Reload by POS: 2/day, 4/month, and 48/year (first 2 FREE) 
  • SEPA Instant Transfers: €1 
  • 1% transfer fee (Minimum €0.50) 
  • ATM withdrawals: 1/day 
  • Crypto purchase at 0%

💳 Standard Plan

If you are looking for something more personalized and flexible, you can also opt for the Move plan. This plan includes some additional benefits for a cost of €0.99/month:

  • 2 cards with shared balance and 3 with independent balance (2 plastic and 3 virtual)
  • Maximum balance: €15,000 
  • Purchase limit: €5,000 
  • Reloads: €1,500/day, €5,000/month, and €15,000/year 
  • Reload by POS: 3/day, 10/month, and 120/year (3 FREE per month) 
  • Transfer limit: €1,200/day, €5,000/month, and €15,000/year 
  • 1 FREE SEPA Instant transfer (Rest of SEPA instant at €1) 
  • ATM withdrawals: 2/day (Maximum €350) 
  • Crypto purchase at 0% 
  • Cashback of up to 15% on your purchases (participating merchants)

🔒 Premium Plan

If you are looking for a complete and unlimited plan, the Pro plan is ideal for you. This plan costs €9.99 per month and offers:

 

  • 2 Cards with shared balance and 6 with independent balance (4 Plastic and 4 Virtual)
  • Maximum balance: Unlimited 
  • Purchase limit: €15,000 
  • Reloads: €4,000/day, €30,000/month, and €360,000/year 
  • Reloads by POS: 4/day, 15/month, and 180/year (4 FREE per month) 
  • Transfers: Unlimited 
  • 2 FREE SEPA Instant transfers (Rest of SEPA instant at €1) 
  • Transfers: NO FEES 
  • ATM withdrawals: 4/day (Maximum €900) 
  • Crypto purchase at 0% 
  • Cashback of up to 15% on your purchases (participating merchants)