Every time you pay online and receive an SMS or a mobile notification to confirm the purchase, you are going through 3D Secure. It is the protocol required by European regulation to authenticate the real cardholder and reduce fraud in online payments. These are the key points to understand how...
Analysis of the virtual card in 2026: what it really is, how it works, use cases where it excels and why it isn't "impossible to clone"....
In just a few years, neobanks have gone from being a fintech curiosity to becoming part of the European financial system. Revolut, N26 and Trade Republic already have millions of customers in Spain, while the digital divisions of traditional banks have multiplied in response. These are the key points to...
The first pan-European survey on financial literacy confirmed what many national studies had already suggested: only a minority of citizens in the European Union master basic financial concepts. These are the Eurobarometer results, the countries that perform best and the groups where the gap is widest....
Italy was long one of Europe’s markets most dependent on cash. In 2025, it passed 60% cashless transactions for the first time, with more than 14 billion electronic operations. These are the figures that show its shift towards card payments....