Bitsa Card Move Plan: what’s included and the price
The Bitsa Card Move Plan is the middle tier of the three available plans, built for anyone using the card more than the basic everyday level but without reaching Pro’s transaction volume: 2 virtual cards and 2 physical ones, a €15,000 maximum balance, up to €1,200 a day in recharges and SEPA transfers, and cashback included.
This guide details exactly what’s included, which fees still apply even though several limits expand compared to Free, and how it compares to the Free and Pro plans.
What the Move Plan includes
Against the Free plan (1 virtual card, 1 physical, €2,500 maximum balance) and the Pro plan (4 cards of each type, no maximum balance), the Move Plan offers 2 virtual cards and 2 physical ones, with a €15,000 maximum balance.
The purchase limit rises to €5,000, against €1,500 on Free and €15,000 on Pro. It sits at the midpoint on nearly every limit: recharge, transfer and purchase all expand without going fully unlimited as on Pro.
Cards: how many and what they cost
The plan allows 2 virtual and 2 physical cards active simultaneously, each with its own independent balance, enough to separate personal spending from a side activity’s spending without mixing funds.
Issuing each card carries its own cost per the current fee schedule: €20 for a physical card and €2.50 for a virtual one, the same as every other plan.
Recharges and transfers with expanded limits
Recharges via external card are capped at 3 a day, 10 a month and 120 a year, of which 3 a month are free; the rest on that channel carry a 1.5% fee. The recharge limit via external card is €200 a day, and the general recharge limit is €1,200 a day, €5,000 a month and €15,000 a year.
SEPA transfers share the same limit as recharges: €1,200 a day, €5,000 a month and €15,000 a year, under the SEPA scheme rules. The transfer fee is €1, with 1 free SEPA Instant transfer included per month.
Fees that still apply: ATM and currency exchange
The Move Plan doesn’t remove ATM and currency exchange fees, which are general conditions shared across every plan. International payments outside the eurozone carry a 1.75% fee, and 2% in the rest of the world. At the ATM, within the eurozone the fee the ATM operator itself charges is passed through; outside the eurozone and in the rest of the world, the fee is €0.55 plus 1% of the amount, with a €0.75 minimum, and withdrawals outside Spain are capped at €450 a day.
What changes between plans is the purchase, recharge and transfer limit, not the ATM or currency exchange cost, identical across Free, Move and Pro.
Cashback, eSIM and crypto recharge
The Move Plan includes up to 15% cashback on purchases at selected brands, the option to set up an eSIM directly from the app, and crypto recharge, subject to the applicable voucher redemption or recharge fee depending on the operation (between 0% and 6%).
Price and how to change plan
The Move Plan costs €0.99 a month or €8.99 a year; the annual option pays off if the plan is kept for more than nine months. Switching between plans, from Move to Pro or Free and back, happens directly from the app without contacting support, though it’s worth checking the balance and active cards first, since limits drop on the Free plan. The remaining balance stays protected through fund segregation under supervision of the Bank of Spain.
For the full Bitsa plans comparison table with every current figure, the official page keeps Free, Move and Pro up to date. Anyone moving money more often can compare the Pro plan, or check the virtual prepaid card for context on the base product.
Frequently asked questions about the Bitsa Move Plan
How many cards does the Move Plan include?
2 virtual and 2 physical cards, each with an independent balance. Issuing a physical card costs €20 and a virtual one €2.50, the same across every plan.
What’s the SEPA transfer limit on the Move Plan?
€1,200 a day, €5,000 a month and €15,000 a year, with a €1 fee per transfer and 1 free SEPA Instant transfer included per month.
What fee applies when withdrawing at an ATM outside the eurozone?
€0.55 plus 1% of the amount withdrawn, with a €0.75 minimum. Withdrawals outside Spain are also capped at €450 a day, the same as on every plan.
Can I switch from Move to Pro or Free whenever I want?
Yes, the switch happens from the app at any time. Worth checking the loaded balance and active card count first if downgrading to Free, since its limits are lower.
Does the Move Plan allow crypto recharge?
Yes, within the plan’s general recharge limits (€1,200/day, €5,000/month, €15,000/year). The applicable fee varies between 0% and 6% depending on the operation.