Prepaid crypto cards for digital nomads
You’ve got euros for daily expenses, crypto for savings or transferring value, and a bunch of recurring payments every month. As a digital nomad, your money is fragmented, and every transaction comes with hidden fees. Crypto prepaid cards solve this, you convert to euros instantly and pay at any merchant. No banks, no waiting, no complications.
We want to tell you how this model works, what to check before choosing one (costs, security, etc.), and why Bitsa might be a fit if you meet the requirements.
The real financial problem for digital Nomads
You need that money for everyday expenses: subscriptions, online purchases, and in-person payments. With so many micro-transactions, hidden costs pile up: exchange rates, limits, and friction when you’re on the move.
What nomads want in 2026 is simple: pay seamlessly, control everything from your phone, and not depend on a single top-up method.
These are the most common mistakes nomads make:
- Only one payment method: if it fails, you’re left without a backup plan.
- Confusing “paying with crypto” with “paying with a card”: in most cases, you first convert to euros, then pay as usual.
- Single top-up option: it’s best to have alternatives (SEPA, bank card, vouchers, etc.).
What is a crypto prepaid card?
When we talk about prepaid cards, it’s pretty straightforward: you can only spend what you’ve loaded beforehand. That’s precisely why it’s a tool that fits well with nomad life—it helps you budget, separate expenses (personal vs. work), and stay in control from your phone. Plus, our card isn’t tied to a traditional bank account; it works with the balance you load in the app, and that’s it.
The “crypto” part usually follows this flow:
- You top up with crypto (or convert within the app).
- You convert it to euros.
- You pay with the card (online or in-store).
Checklist for choosing a crypto prepaid card as a nomad
Before picking a crypto prepaid card for your nomadic lifestyle, you need to consider several things.
First, eligibility, some services only let you open an account if you’re a resident of certain countries, so the smartest move is to check this first.
Another important point is where and how you’ll use it. For a nomad, a card needs to work for both online purchases and physical stores, which is why Visa or Mastercard are your best bet. In our case, we work with Visa prepaid cards (physical and virtual) so you can pay online and in-store just like any other card.
For a nomad, flexibility is gold. That’s why it makes sense to consider options like topping up with crypto to convert to euros, but also having alternatives like bank cards, SEPA transfers, and physical vouchers.
Paying from your phone and managing your finances from your phone is key. Being able to manage virtual cards from the app (and even keep several in your mobile wallet) is ideal—you’ll have more control and better security for subscriptions or online purchases.
Why Bitsa works for digital nomads
Because it’s designed for what actually happens when you live remotely: you earn in one place, spend in another, change countries without notice, and need your money to keep working without hassle.
To open Bitsa, you need to be a resident of an eligible country in the European Economic Area (EEA).
- Convert to euros and pay, simple and fast.
You want your expenses to go through quickly: the coworking space, the Airbnb, coffee, or subscriptions. With Bitsa, daily use is just that, you convert from crypto to euros and pay online or in-store like any other card. The payment experience is simple.
- Flexible top-ups so you never get stuck.
As a nomad, the worst thing is depending on a single method. That’s why you have several options: top up from crypto to receive euros, reload with a bank card, via SEPA transfer, and also with physical vouchers. If one method gets complicated, you’ve got a plan B.
- Forgot your wallet? No problem, total control from the app.
You can pay with Apple Pay or Google Pay when you don’t have your physical card, and rely on virtual cards to separate expenses, subscriptions, or online purchases. You control everything from the app for added security.
Being a digital nomad means choosing freedom: where you work, how you organize yourself, and what pace you keep. And your money should follow suit. With a well-chosen crypto prepaid card, you can simplify day-to-day life significantly. At Bitsa, we built it with that idea in mind.